NMLS #2738664•Licensed in FL, CO & KY•DSCR Nationwide (40+ States)
    MG
    HELOC — Investment

    Put Your Rental Portfolio to Work

    Pull equity from your investment properties to fund your next acquisition or renovation.

    What is a HELOC on an Investment Property?

    Recycle Equity. Grow Faster.

    Similar to a traditional HELOC, an investment property HELOC lets you tap the equity in your rental or non-owner-occupied properties. Because investment properties carry more risk, these programs have stricter requirements and lower LTV limits — but they give sophisticated investors a powerful tool to recycle equity and grow their portfolio.

    Key Benefits

    Leverage Without Selling.

    Access equity in your rental portfolio without selling
    Fund renovations to increase rental income or property value
    Use one property's equity to acquire the next
    Grow your portfolio using your existing assets
    General Requirements

    What You Need to Know.

    These are educational guidelines, not guarantees. Every portfolio is different — let's look at yours together.

    1
    Strong credit profile (typically higher minimums than primary residence HELOCs)
    2
    Lower LTV limits (commonly 70–75% maximum)
    3
    Rental income documentation and lease agreements
    4
    Investment experience preferred by many lenders

    Note: Investment property HELOCs typically carry higher rates and stricter requirements than primary residence HELOCs.

    Who This Is For
    Experienced real estate investors looking to leverage their rental portfolio's equity — to fund a fix & flip, acquire a new DSCR property, or fund major renovations.
    Ready to Leverage Your Portfolio?

    Let's Look at Your Equity Together.

    Tell me about your rental properties and your next move — and I'll show you if an investment HELOC fits.

    Joshua Billings, NMLS #2738664. NEXA Mortgage LLC, NMLS #1660690. 5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ 85212. Licensed in FL, CO & KY. Equal Housing Opportunity. This is not a commitment to lend. Terms and conditions apply.