NMLS #2738664•Licensed in FL, CO & KY•DSCR Nationwide (40+ States)
    MG
    Cash-Out Refinance

    Unlock Your Equity — Without Selling

    Refinance into a new mortgage and walk away with cash from your home's built-up value.

    What is a Cash-Out Refinance?

    One Loan. One Payment. Cash in Hand.

    A cash-out refinance replaces your existing mortgage with a new, larger loan. The difference between the new loan amount and your current balance is paid to you in cash at closing. It's one of the most powerful ways to access a large lump sum while potentially locking in a competitive fixed rate on your full mortgage.

    Key Benefits

    Turn Equity Into Capital.

    Access a large lump sum from your home's equity
    Consolidate higher-interest debt into one lower payment
    Fund major home improvements that add real value
    Invest in new real estate or business opportunities
    Fixed-rate options available for payment stability
    General Requirements

    What You Need to Know.

    These are educational guidelines, not guarantees. Every deal is different — let's look at yours together.

    1
    Equity in your home (typically up to 80% LTV for primary residences)
    2
    Demonstrated ability to repay the new, larger loan
    3
    Stable income documentation
    4
    Appraisal to confirm current property value
    5
    Available for primary residences, second homes, and investment properties (lower LTV limits apply for investment)
    Who This Is For
    Homeowners and investors who have built significant equity and want a large amount of capital — for renovations, investments, debt consolidation, or major life expenses — while keeping a single manageable mortgage payment.
    Ready to Unlock Your Equity?

    Let's Run the Numbers Together.

    Tell me about your property and what you need the cash for — and I'll show you if a cash-out refinance makes sense.

    Joshua Billings, NMLS #2738664. NEXA Mortgage LLC, NMLS #1660690. 5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ 85212. Licensed in FL, CO & KY. Equal Housing Opportunity. This is not a commitment to lend. Terms and conditions apply.