NMLS #2738664•Licensed in FL, CO & KY•DSCR Nationwide (40+ States)
    MG
    Fix & Flip

    Move Fast. Close Fast. Flip Smart.

    Short-term investor financing designed to get you to the closing table quickly so you can focus on the rehab.

    What is a Fix & Flip Loan?

    Financing Built for the Rehab.

    Fix & flip loans (also called hard money or bridge loans) are short-term financing solutions for real estate investors who buy distressed properties, renovate them, and sell for a profit. Unlike traditional mortgages, these loans are underwritten based on the property's After Repair Value (ARV) — so you can finance deals that don't qualify for conventional programs.

    Key Benefits

    Speed Meets Strategy.

    Fast funding — often close in days, not months
    Underwritten on ARV, not the as-is value
    Interest-only payments during the rehab period
    Works for properties needing major renovation
    No long-term commitment — built for quick turnarounds
    General Requirements

    What You Need to Know.

    These are educational guidelines, not guarantees. Every deal is different — let's look at yours together.

    1
    Down payment / equity contribution required
    2
    ARV-based underwriting (commonly up to 70–75% of ARV)
    3
    Short terms (typically 6–18 months)
    4
    Exit strategy required: sell the property or refinance into a long-term loan
    5
    Experience preferred; some programs available for newer investors

    Note: Fix & flip loans carry higher rates than conventional financing, reflecting their short-term, higher-risk nature. Designed for active real estate investors.

    Who This Is For
    Active investors — flippers, wholesalers, and buy-to-rent investors who renovate and then hold — who need fast, flexible capital to execute time-sensitive deals.
    Ready to Flip?

    Let's Look at Your Deal Together.

    Tell me the property, the rehab plan, and the ARV — and I'll tell you if fix & flip financing is the right move.

    Joshua Billings, NMLS #2738664. NEXA Mortgage LLC, NMLS #1660690. 5559 S Sossaman Rd, Bldg 1 Ste 101, Mesa, AZ 85212. Licensed in FL, CO & KY. Equal Housing Opportunity. This is not a commitment to lend. Terms and conditions apply.